At Legacy Auto Credit, we concentrate on rebuilding our customer’s credit through low-interest auto loans.
A free consultation with one of our credit experts to get started if your credit is preventing you from getting into a reliable vehicle, book!
Boost your Credit History. Why Is Us Various
Our objective is always to transform our clients’ monetary lives by enhancing their credit ratings, enabling loan providers and credit card issuers to think about them low-risk. We accomplish this goal through getting our customers to the right automobile to restore their credit rating.
Legacy Car Credit provides:
- Low-kilometre vehicles, in order to drive a vehicle that is reliable make low re payments
- Industry-leading car loan prices — we’ll never charge you 20-30% prices like many creditors
- 2-5 term options year
- Reports to Equifax, to ensure your credit rating improves throughout the term
- Detailed intends to allow you to reconstruct your credit
- Partnerships with dealer groups, to offer a selection that is large of to meet up your preferences
- Expert staff to simply help with debt-restructuring through proposals and bankruptcy
- Multi-point automobile inspections, in reducing the possibility of unanticipated fix expenses
- 30 Time Change
- Free Distribution
Apply On Line
Our credit that is easy application obtain the process began with certainly one of our Credit and Finance Advisors.
Our consultative method of funding will make suggestions through the credit rebuilding procedure which help you reconstruct an auto loan to your credit.
After your approval, you are able to drive away in your vehicle that if you’d like day! By way of our super easy procedure, we’re going to enable you to get approved and driving very quickly, you want through rebuilding your credit so you can get back to living the life.
Our Company Is The Financial Institution. Meet With The Team. Exchange Privilege
We have been an in-house funding company that lends our personal cash, and therefore makes us various.
At legacy Auto Credit you are able to select whom works in your favor. Our commission that is non Credit Finance Advisors will get you authorized and explain to you vehicle choices
Whom knew vehicles were like pizza. You can now get our rate that is low in financing anywhere in Ontario and never have to keep your property.
We’re you’ll that is sure satisfied with your new purchase, however in situation you’re not just take it back* and we’ll assist you to trade it for the right choice. (*Some exceptions use)
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Testimonials. Our company is focused on causing you to a lasting consumer and buddy.
We had a phenomenal experience coping with Vic, and auto credit that is legacy. Assisting us comprehend exactly how credit history work and just how to boost it, making us feel confident!
Victor ended up being amazing! He had been really explain that is thorough we had a need to understand and responded any concerns that I’d. He definitely went far above to have me personally another car. I would personally strongly recommend planning to see him if you should be looking another car.
Vic had been great in getting me personally a motor automobile that we love and it is dependable. I would, he worked very well with my income as well if I could give more than 5 stars!
Vic ended up being amazing to cope with exceptional interaction through the whole procedure. Moved me detail by detail placing me personally right into vehicle that was suitable for me personally! Thank you for your entire assistance
Definitely the experience ive that is best had purchasing an automobile ended up being out of this destination! Eextremelybody is extremely helpfulf! Vic had been great with interaction and keeping us as much as date from the procedure and got us a motor vehicle we desired quickly without issues! Would certainly keep coming back once again
May I get yourself auto loan after a repossession?
Yes, at Legacy Auto Credit we recognize that a repossession is often the results of an event that is uncontrollable situation. Quite a few customers experienced a repossession that is previous are going to be coming back their car towards the bank when filing a bankruptcy or customer proposition.
Will this assist me personally build my credit?
Yes, if you will be making your repayments on time. Legacy Auto Credit reports your re payment history to Equifax month-to-month. As time passes with on time payments your rating will increase.
What exactly is In-House Financing/Leasing? Just imagine if i have already been turned straight straight down before?
At Legacy Auto Credit we provide In-House Financing/Leasing. This implies that individuals offer the funds and after that you pay us straight back. We could glance at your credit situation on a individual degree and determine your capability to help make re payments even although you have actually bad credit. We result in the decision that is final the approval which leads to more approvals and better prices. Our interest levels for Consumer Proposal and Bankruptcy clients begin at 7.99per cent oac on brand new automobiles.
We come across lots of people which were formerly rejected because of a few reasons that have included, bad re re payment history, perhaps maybe not sufficient time at work, way too much financial obligation and non-garnishable earnings. With your In-House system we glance at your revenue, costs and debts that might be inducing the change downs and offer you with methods to get you rebuilding and driving your credit.
I still qualify if I have filed a bankruptcy or consumer proposal, can?
Yes, at Legacy car Credit our In-House system was made for consumer and bankruptcy proposition clients. If you’re going to file or have previously filed and tend to be maybe not released, you can easily still be eligible for our low price in-house system. We make use of a few trustees who see you to succeed in rebuilding your credit that we truly offer low rates and want. With you to secure a vehicle before filing so that you can be confident in returning your current vehicle that has too much negative equity, has too high of payment or doesn’t suite your needs anymore if you are about to file we will work. We additionally report your instalments to Equifax which will surely help re-establish your credit rating.
Did not see just what you were hunting for?
Our work would be to assist individuals with bad credit get automotive loans at a high price point sufficient reason for prices they could manage.
Irrespective of your circumstances, it is well well well worth trying and talking to certainly one of our credit professionals.
Don’t let credit that is poor in the form of residing an improved life.